The Digital Banking System

NovoDoba® is a proactive and predictive Blockchain ready System that supports

Cryptocurrencies and is powering the future of banking!

NovoDoba® covers the entire banking business and provides full support for Digital Banks. Furthermore, the system enables quick and undemanding transformation from Traditional to Digital bank or vice versa, without the need to change/replace or even to reinstall the system.  NovoDoba® uses ABOS DigitalCore as the basis of more than 40 different Services / Modules.

ABOS DigitalCore provides high-quality, safe and continuous communication, and controlled by the Core Management Process – CMP executes all background tasks, supporting the posting and fully automated controls. The application layer is also available to other FinTechs trough APIs (application programming interface), so they can easily connect to the standardized services.  ABBA StoPros consolidate and centralize the logic of the whole System.

Multiple Services are usually integrated into one App to be more accessible, faster and easier to use for operators. We call this App/Operating System ABOS DigitalCore. All Channels and Services use the same unique SSOT DataBase.  All channels are Connected and Consistent, Equivalent and Interchangeable. NovoDoba® is multi-lingual and can be used simultaneously in different languages. It provides the right Services when you need them – 24/7/365!

Modularity

 

NovoDoba® System ultimately enables banks to use only those components that relate to their current operations, with the possibility of activating new functional Services according to business expansion or business needs, cost effectively, at any time.

Flexibility

 

The flexibility of the NovoDoba® system is such that the system can be adapted to any bank and its current way of doing business or its vision of the bank’s future operations. The configuration of the system, compared with competing systems, enables much faster changes and addition of new jobs or entire Services.

Parametrability

 

Exceptional parametrability of the NovoDoba® System thanks to our powerful ProductDesigner allows that the new bank’s product can be introduced into the system and production in less than an hour, without the need for engagement of  our professionals or even Bank’s IT.

 

NovoDoba® is a multilayer banking solution system

 

which can, depending on the bank’s needs, be delivered

 

in different solution packages. The Solution is completely

 

modular and can be designed to meet the needs of

 

financial institutions of any level.

 

 

Where banking professionals recognize the advantages

 

of a fast, modular and integrated SSOT information system with 

 

great scalability features, exceptional ability to analyze and plan,

 

with an excellent structured database – they always choose

 

NovoDoba®

Features

Solutions

NovoDoba® Services (vHR)START
Solution
OPTIMA
Solution
PREMIUM
Solution
Advanced Banking Operation System - ABOS

  • AK - Users administration

  • HOGAR HelpDesk

  • ASU

  • ABBA UpdateMaker

  • DMS

  • Personal data

  • General Ledger

  • Control

Cashier’s office
Domestic payments

  • OBERON - SEPA

  • SEPA Direct Debit (*SDD-at additional cost)

  • Service BBo (*at additional cost)

Foreign Payments

  • OBERON - SEPA

  • Service T2 (*at additional cost)

Term deposits
A-Vista deposits
Loans
Contracts
Treasury
Reports
gTax

  • FATCA & CRS reports

Giro and current accounts
Currency Exchange
Collaterals
Anti-Money Laundering
ProductDesigner
PNOP (Forced Collection)
Collection
Disscounting of bills
Guarantees
Factoring
Concord (Regulatory Reports)
Installments

  • Cashier’s office

  • Internet banking

  • Mobile banking

Card Management
ABBA@NetBanking®
ABBA@NetBanking® Fraud Prevention
URA/IRA (in/out invoices)
oTmBanking® (iOS and Android)
SmartOS (automatic credit-scoring)
NetMandatPortal®
ABOS BI (Business Intelligence)
Content of Services/Modules in solution packages may vary in different countries. INCLUDED OPTION NOT AVAILABLE